I have over six years of mortgage and loss mitigation experience. Before joining Silverton, I led a loss mitigation organization that worked directly for servicers to identify and process HAMP, HARP, and other loan modification opportunities for borrowers. I have over 20 years of finance and accounting experience that I can leverage in assisting clients to identify the best products and opportunities for their situation. I will ensure that your loan file is in compliance with lending guidelines, and I am committed to getting your loan to closing on time. You can count on me to set realistic expectations and honor my promises!
Keep your savings account intact with a 0% down payment and an option to pay no monthly mortgage insurance.Learn More
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.Learn More
Programs designed to help our community heroes:
teachers, firefighters, first responders, law
enforcement, military, and healthcare professionals.
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, you can enjoy low payment options and no mortgage insurance with as little as 5% down.Learn More
Veterans and active military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.Learn More
Wanting to build a new home or renovate/improve an existing one? We can help with as little as 10% down!Learn More
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).Learn More
For those who don't qualify for a "traditional" mortgage, there are flexible financing programs available. The bank statement program allows you to get a loan using only your bank statements and asset depletion allows you to use current assets in lieu of income.Learn More
NMLS #: 1166413 GRMA #: 42649
The Silverton Foundation, founded by Silverton Mortgage President & CEO Josh Moffitt, provides mortgage and rent assistance for families struggling with financial hardship due to their child’s serious illness. Our goal is to ensure that parents can care for their child and not worry about losing their home during extended absences. A portion of the proceeds from each loan closed by Silverton Mortgage goes to The Foundation in honor of the new homeowners. Additional funding is provided through fundraising activities, personal donations by Silverton employees, and sponsorships.See Our Story