Manik Chhabra, Regional Sales Manager

At Silverton Mortgage, we understand that everyone’s situation is different. Like people, not all loans are the same. When you choose us as your mortgage loan provider, we take your specific circumstances into consideration to help you find the financing that’s right for you. Buying a home is a big decision and feeling confident in your mortgage company makes the process as stress-free as possible from day one. Relax. We've got this.

About Me

I’ve been in the mortgage industry for 19 years and love that I am in a position to help people obtain their dream home. My years of expertise have led to closing a record number of loans through the years. I attribute my success to my strong work ethic. Being honest and straightforward with my clients is important to me. I also value strong communication and am always available to answer questions. When you choose to work with me, I don’t just assist with the financing of your home, I also take a holistic approach to help determine how much you should qualify for.

If you choose me as your loan originator, you can expect transparency throughout the entire process. Whether you’re a first-time homebuyer, upgrading to a new home, or buying an investment property, I’ll make it as easy and stress-free as possible.

I have an MBA in both Finance and Information Systems from Pace University in New York. In my free time, I enjoy spending time with my two young kids. I also enjoy watching cricket and tennis, especially when Roger Federer is playing.



100% Financing

Keep your savings account intact with a 0% down payment and an option to pay no monthly mortgage insurance.

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HomeReady® Mortgage

With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.

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Loans for Heroes

Programs designed to help our community heroes:
teachers, firefighters, first responders, law
enforcement, military, and healthcare professionals.

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Jumbo Loans

Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, you can enjoy low payment options and no mortgage insurance with as little as 5% down.

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VA Loans

Veterans and active military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.

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Construction & Renovation Loans

Wanting to build a new home or renovate/improve an existing one? We can help with as little as 10% down!

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USDA Rural Financing

Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).

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Specialty Programs

For those who don't qualify for a "traditional" mortgage, there are flexible financing programs available. The bank statement program allows you to get a loan using only your bank statements and asset depletion allows you to use current assets in lieu of income.

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Manik Chhabra, Regional Sales Manager


Manik Chhabra, Regional Sales Manager
725 Cool Springs Blvd
Franklin, TN 37067
(732) 947-1722
Day of the WeekHours
Day of the WeekHours

Loan Originator Licensing

NMLS #: 590228


The Silverton Foundation, founded by Silverton Mortgage President & CEO Josh Moffitt, provides mortgage and rent assistance for families struggling with financial hardship due to their child’s serious illness. Our goal is to ensure that parents can care for their child and not worry about losing their home during extended absences. A portion of the proceeds from each loan closed by Silverton Mortgage goes to The Foundation in honor of the new homeowners. Additional funding is provided through fundraising activities, personal donations by Silverton employees, and sponsorships.

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