I’ve been in the mortgage industry for over 19 years and am proud to provide a high level of skill and expertise to my customers. My knowledge of industry trends along with established relationships that I maintain with national mortgage leaders keeps me well ahead of what is going on in the market. I understand that customer service can be the deciding factor in who you choose to work with and make it my business to deliver the very best for my clients.
Mortgages over the past few years have become very vanilla. For the most part, we all have the same loan products. Rates usually vary a small amount and fees differ by only a few hundred dollars. Now the question is who can you trust with perhaps the largest financial decision of your life? The goal now becomes choosing the right professional to help you achieve your financial goals. A mortgage is more than the lowest rate and a 30-year term, and I get that.
Keep your savings account intact with a 0% down payment and an option to pay no monthly mortgage insurance.Learn More
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.Learn More
Programs designed to help our community heroes:
teachers, firefighters, first responders, law
enforcement, military, and healthcare professionals.
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, you can enjoy low payment options and no mortgage insurance with as little as 5% down.Learn More
Veterans and active military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.Learn More
Wanting to build a new home or renovate/improve an existing one? We can help with as little as 10% down!Learn More
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).Learn More
For those who don't qualify for a "traditional" mortgage, there are flexible financing programs available. The bank statement program allows you to get a loan using only your bank statements and asset depletion allows you to use current assets in lieu of income.Learn More
NMLS #: 204143
The Silverton Foundation, founded by Silverton Mortgage President & CEO Josh Moffitt, provides mortgage and rent assistance for families struggling with financial hardship due to their child’s serious illness. Our goal is to ensure that parents can care for their child and not worry about losing their home during extended absences. A portion of the proceeds from each loan closed by Silverton Mortgage goes to The Foundation in honor of the new homeowners. Additional funding is provided through fundraising activities, personal donations by Silverton employees, and sponsorships.See Our Story